This summer’s weather has been brutal for homes, cars, and businesses in Denver. Mother Nature has been on a rampage and the hail storms have been taking their toll.
There have been 19 reports of hail in the Denver metro area so far this summer and the largest stones were 2.75 inches in diameter. From broken windows to flooding to cars being pummeled, there has been a lot of damage, which means a mass of insurance claims.
This report from The Denver Post highlights the cost of the May 8, 2017 storm:
Hailstorm that struck Denver is metro area’s costliest ever at $1.4 billion
The hailstorm that pounded west metro Denver with golf ball- and baseball-sized stones on May 8 will rank as the most expensive catastrophe in state history, according to estimates Tuesday from the Rocky Mountain Insurance Information Association.
The insurance industry trade group estimates that more than 150,000 auto insurance claims and more than 50,000 homeowners insurance claims will be filed, resulting in $1.4 billion in insured losses.
Read the full post here: Hailstorm that struck Denver is metro area’s costliest ever at $1.4 billion
Through these detrimental storms, the siding on homes and businesses also took a beating. Deciding how to manage this aspect is dwarfed by getting your windows repaired and leaks in your roof, but it still needs to be dealt with.
You will want to contact your insurance company as quickly as possible. They are going to be inundated with calls, especially when it’s a widespread storm.
There are a number of things you can do while waiting for an insurance adjuster to come check out the damage. Depending on the size of the storm, you will want to record the time and date so it can be verified.
The next post lists some tasks you can manage to assure the best outcome in case something goes awry with your claim:
What to do After a Hailstorm – Advisors Insurance Agency
- Hail covering the ground or hail covering any surface of your property
- The size of the hail stone. You can use any object as a point of reference if you don’t have a tape measure handy. (This will help indicate the level of damage)
- Any leaks around the house or inside your house
- Damages made to outside appliances, such as air conditioning units
- Damages that appear on the roof (dents, torn off shingles, etc)
- Torn off shrubs, trees, and plants (chances are, hailstorms that make this much damage are sure to damage the roof as well)
- Broken windows
See the full post here: What to do After a Hailstorm – Advisors Insurance Agency
Of course, these are the emergency type items, but you would also want to take pictures of any damage to the siding, doors, and window trim in the form of dents and anywhere that paint was knocked off.
Depending on the type of siding and trim you have, you may need to repaint the exterior of your home. Anything wood that is painted, you will see chips to the paint or missing paint knocked away by the hail. If you have metal siding, there will be a lot of dents and when it comes to vinyl, it can crack and break holes in the siding and trim.
If you have to paint a damaged exterior wall, you need to take the time to prep the area properly. At the least, you are going to have to scrape off any loose paint and wash the surface well. If the wood is too damaged, you may have to use a filler to smooth out the pock marks.
From there, you will need to prime and paint, giving extra layers to the damaged area. More than likely you will want to repaint the whole house or at least one complete side of it, because the difference in the painted areas will show.
This video shows how to repair a damaged wooden fence using a wood filler:
Even though it is about a specific brand of wood filler, the process would be similar for any exterior wooden surface. Figuring out what to do after a hail storm and repairing the damage can be overwhelming, but there are a lot of good Denver painters and contractors that have the experience in managing the project and getting your home back to good.